Cencal Insurance Services, Inc.

Quick Links

Policy Holder?

Click here to pay online or check your policy status

Pay By Phone: (866)559-8677

Click here to see our non-insurance products

CenCal Insurance Services, Inc.

Garage Service & Repair


CenCal Insurance Services, Inc. provides coverage for garage risks that service or repair a wide variety of vehicle types. Send us your mobile repair & service operations risks as well as accounts classified as in-shop repair and service.

What We Offer:

We write these operations for a wide variety of vehicle types. Including but not limited to: Private Passenger Autos, Trucks – Light to Extra Heavy, Equipment, Motorcycles, RVs, Boats with no in water exposure, Antique/Classic autos.

 Up to $1,000,000 per occurrence with $3,000,000 aggregate liability limits
 Garagekeepers available limits:
    • Up to $750,000 per unit, $15,000,000 per location
    • Legal Liability and direct primary coverage options are available
 New venture operations are acceptable with details of prior experience
 Property Coverage: building, contents & business income (available only through Colony Specialty
 surplus lines insurer), Tool Floater available for mobile risks
 Most vehicles that are used in the business are eligible to be scheduled

What You Are Required to Submit:

 Completed Garage application
 Supplemental Questionnaires, if applicable to vehicle class being serviced/repaired:
    a.  Heavy Vehicle and Equipment Questionnaire
    b.  Motorcycle/Off Road Questionnaire
    c.  RV Questionnaire
    d.  Salvage Yard Questionnaire
    e.  Tow Truck Operator Questionnaire

Note: all of the Applications and Questionnaires can be accessed online at www.cencalins.com.

For additional information on this class of business, please contact CenCal Customer Care at
1-800-937-3965:  Tiffany Chinn, Extension 529, George Smith, Extension 464

Underwritten by an A Rated Carrier
Commercial Auto Liability
, Physical Damage, Motor Truck Cargo and General Liability coverages.

This program accommodates Trucker For Hire class with drivers having up to three moving convictions and one accident. No major convictions acceptable.

Available Coverages:

  • Liability Up to $1,000,000 limits
  • Physical Damage
  • Motor Truck Cargo
  • General Liability for Specific Classes
  • Miscellaneous Related Coverages
Carrier: " A " rated Admitted and Non-Admitted Placements available.

Eligible Classes: Trucker For Hire Class with radius of operation 300 miles or less including statewide authority.

Radius of Operation: 300 miles/statewide including adjacent state operation

Filings: Filings Available to accommodate your client’s needs.

Email or phone us for assistance with submission or class questions.

George Smith:

You may use standard Acord forms or those located in our forms library.

If you want an opportunity to better serve your commercial customers, and are not yet signed on as a CenCal producer, use the Become a Producer link to submit your contact information. Follow the link for the CenCal Broker Questionnaire, download, complete, and send to CenCal to begin the process of getting your small commercial customers the choices they deserve.

site map | terms of use | privacy statement
©2009 CenCal Insurance Services, Inc.